The moments after a car accident can be scary and confusing. When trying to determine whether you need an Oregon personal injury lawyer, you may mistakenly speak to the opposing insurance party first. They will assure you that you can settle a car accident claim without a lawyer, but that can be costly.  Paul Galm Law has put together information about insurance companies and the benefits of hiring a personal injury lawyer in Hillsboro in case you find yourself in need of expert counsel.

What information am I legally obligated to give the opposing insurance party in Oregon?
Tell the adjuster your full name, address and phone number. You are not required to disclose details of your employment, but can if you choose. We know it’s difficult to know how to talk to insurance adjusters, but it’s important to never discuss financial information, ever.

Do insurance companies have the advantage during case settlement?
For insurance companies, this is their bread and butter. They’re pros at settlements, and know most people won’t consult an Oregon personal injury lawyer. The odds are in their favor that you will provide information detrimental to your claim.

When it comes to these cases, they want you to agree quickly, and to agree to far less money than you are due.

Should I withhold any information from the opposing insurance company?
You’re only required to tell the adjuster when and where the accident occurred, who was involved, and which vehicles were damaged. Don’t talk about witnesses, photographs of the scene, or notes you wrote. If you’re asked if you have this information, say yes. However, you don’t need to elaborate further.

You should also refrain from discussing your injuries (new or pre-existing), finances, and career. Divulging this information could potentially (and likely) irreparably harm your auto accident settlement in Oregon.

If the adjuster asks to record your conversation, politely decline. Say that you will provide a written statement when you have all the necessary information. This ensures you include all pertinent facts, and don’t misspeak because you’re nervous.

The aftermath of an auto accident is difficult, especially when dealing with insurance companies. Consulting an Oregon personal injury lawyer will ease this trouble, and help maximize your claim. Contact us today for a free consultation; we’re here to help!